成考院校在线答案
- 2022-09-12 [判断] <p class="MsoNormal" style="mso-pagination:widow-orphan">11、<span style="font-size:12.0pt;font-family:Microsoft Yahei;mso-bidi-font-family:Microsoft Yahei;color:windowtext; mso-bidi-font-weight:bold">处置押品回收的价款低于合同约定主债权金额及相关费用的，不足部分计入营业外支出。</span><span lang="EN-US" style="mso-bidi-font-size:10.5pt;color:windowtext;mso-font-kerning: 0pt"> <o:p></o:p></span></p>
- 2022-09-12 [判断] <p class="MsoNormal" style="mso-pagination:widow-orphan">12、<span style="font-size:12.0pt;font-family:Microsoft Yahei;mso-bidi-font-family:Microsoft Yahei;color:windowtext; mso-bidi-font-weight:bold">现金支票和普通支票不能背书转让。</span><span lang="EN-US" style="mso-bidi-font-size:10.5pt;color:windowtext;mso-font-kerning:0pt"> <o:p></o:p></span></p>
- 2022-09-12 [判断] <p class="MsoNormal" align="left" style="margin-top:10.0pt;margin-right:0cm; margin-bottom:10.0pt;margin-left:0cm;text-align:left;line-height:24.0pt; mso-pagination:widow-orphan;background:white">13、<span style="font-size:12.0pt; font-family:Microsoft Yahei;mso-ascii-font-family:黑体;mso-hansi-font-family:黑体;mso-bidi-font-family: 黑体;color:windowtext">乙种账适用于在账页上计息的账户。</span><span lang="EN-US" style="mso-bidi-font-size:10.5pt;color:windowtext;mso-font-kerning:0pt"> <o:p></o:p></span></p>
- 2022-09-12 [判断] <p class="MsoNormal" style="mso-pagination:widow-orphan">14、<span style="font-size:12.0pt;font-family:Microsoft Yahei;mso-bidi-font-family:Microsoft Yahei;color:windowtext; mso-bidi-font-weight:bold">对符合条件的资产损失经批准核销后，冲减已计提的相关资产减值准备。</span><span lang="EN-US" style="mso-bidi-font-size:10.5pt;color:windowtext;mso-font-kerning: 0pt"> <o:p></o:p></span></p>
- 2022-09-12 [判断] <p class="MsoNormal" style="mso-pagination:widow-orphan">15、<span style="font-size:12.0pt;font-family:Microsoft Yahei;mso-bidi-font-family:Microsoft Yahei;color:windowtext; mso-bidi-font-weight:bold">处置押品回收的价款超过合同约定主债权金额及相关费用的，商业银行应将超过部分退还抵押（出质）人。</span><span lang="EN-US" style="mso-bidi-font-size:10.5pt;color:windowtext;mso-font-kerning: 0pt"> <o:p></o:p></span></p>
- 2022-09-12 [判断] <p class="MsoNormal" style="mso-pagination:widow-orphan">16、<span style="font-size:12.0pt;font-family:Microsoft Yahei;mso-bidi-font-family:Microsoft Yahei;color:windowtext; mso-bidi-font-weight:bold">已核销的资产损失，以后又收回的，其核销的相关资产减值准备不能予以转回。</span><span lang="EN-US" style="mso-bidi-font-size:10.5pt;color:windowtext;mso-font-kerning: 0pt"> <o:p></o:p></span></p>
- 2022-09-12 [判断] <p class="MsoNormal" align="left" style="margin-bottom:7.5pt;text-align:left; mso-pagination:widow-orphan;background:white">17、<span style="font-size:12.0pt; font-family:Microsoft Yahei;mso-bidi-font-family:Microsoft Yahei;color:windowtext;mso-bidi-font-weight: bold">定期储蓄存款业务，存期内如遇利率调整，不分段计息。</span><span lang="EN-US" style="mso-bidi-font-size: 10.5pt;color:windowtext;mso-font-kerning:0pt"> <o:p></o:p></span></p>
- 2022-09-12 [判断] <p class="MsoNormal" align="left" style="margin-bottom:7.5pt;text-align:left; mso-pagination:widow-orphan;background:white">18、<span style="font-size:12.0pt; font-family:Microsoft Yahei;mso-ascii-font-family:黑体;mso-hansi-font-family:黑体;mso-bidi-font-family: 黑体;color:windowtext">乙种账适用于逐笔记账、逐笔销账的一次性业务账户。</span><span lang="EN-US" style="mso-bidi-font-size:10.5pt;color:windowtext;mso-font-kerning:0pt"> <o:p></o:p></span></p>
- 2022-09-12 [判断] <p class="MsoNormal" style="mso-pagination:widow-orphan">19、<span style="font-size:12.0pt;font-family:Microsoft Yahei;mso-bidi-font-family:Microsoft Yahei;color:windowtext; mso-bidi-font-weight:bold">支票超过提示付款期限的，说明原因后，持票人开户银行应予以受理，付款人应予付款。</span><span lang="EN-US" style="mso-bidi-font-size:10.5pt;color:windowtext;mso-font-kerning: 0pt"> <o:p></o:p></span></p>
- 2022-09-12 [判断] <p class="MsoNormal" align="left" style="margin-top:10.0pt;margin-right:0cm; margin-bottom:10.0pt;margin-left:0cm;text-align:left;line-height:24.0pt; mso-pagination:widow-orphan;background:white">20、<span style="font-size:12.0pt; font-family:Microsoft Yahei;mso-bidi-font-family:Microsoft Yahei;color:windowtext;mso-bidi-font-weight: bold">按揭贷款利率实行一年一定，每年<span lang="EN-US">1</span>月<span lang="EN-US">1</span>日根据相应档次的法定利率确定下一年度利率。</span><span lang="EN-US" style="mso-bidi-font-size:10.5pt;color:windowtext;mso-font-kerning: 0pt"> <o:p></o:p></span></p>